Security and audit history
Multi-factor authentication, isolation between organisations, encryption in transit, linked ledger history and an audit history of changes.
Security at Kumry about Security and audit historyThe Kumry product
One accounting system for the whole job
Kumry connects the everyday work — invoicing, paying bills, reconciling the bank — to the reports and GST/BAS figures that come out of it, so you can always see how a number was made.
Invoice INV-0421
Northshore Physio Pty Ltd
From
Harbour & Co Pty Ltd
ABN 00 000 000 000
- Issued
- 30 Sep 2026
- Due
- 14 Oct 2026
| Item | Qty | GST | Amount |
|---|---|---|---|
| Brand strategy workshop | 1 | 10% | 2,200.00 |
| Website design — stage 2 | 1 | 10% | 2,000.00 |
| Stock photography licence | 1 | 10% | 500.00 |
- Subtotal
- 4,700.00
- GST 10%
- 470.00
- Total AUD
- $5,170.00
Approved by Sam Okafor
Journal JNL-0193
Accrue September contractor costs
| Account | Debit | Credit |
|---|---|---|
| 6-410 Contractors | 4,500.00 | |
| 2-150 Accrued expenses | 4,500.00 | |
| Balanced | 4,500.00 | 4,500.00 |
Prepared
29 Sep, 4:12 pm
Mia Chen · Bookkeeper
Submitted for approval
29 Sep, 4:13 pm
Mia Chen
Approved by a second person
30 Sep, 9:05 am
Sam Okafor · Director
Posted to the ledger
30 Sep, 9:05 am
Entry 20419 · linked to entry 20418
How it fits together
From the first invoice to the BAS
Each step feeds the next, so the figures at the end are made from the work you have already checked.
- 1
Record
Raise invoices, enter bills and record payments as the work happens.
- 2
Reconcile
Match each bank line to what it pays or settles in your books.
- 3
Approve and post
Postings go through an approval trail into a double-entry ledger.
- 4
Report and prepare
Run your reports and prepare GST and BAS from reconciled figures.
Product areas
What you can do in Kumry
Sales and purchases
Invoices, bills, credit notes and payments
Raise an invoice, approve it and send it; enter a supplier bill and record the payment. When the money moves, reconciling the bank settles them.
Invite a customer to their own portal and they can see every invoice you have sent them, check their statement and ask you a question, which you answer from Kumry.
- GST worked out line by line
- Recurring invoices and bills
- Contacts, projects and budgets built in
- Aged receivables and payables
- A customer portal for invoices, statements and questions
Invoice INV-0421
Northshore Physio Pty Ltd
From
Harbour & Co Pty Ltd
ABN 00 000 000 000
- Issued
- 30 Sep 2026
- Due
- 14 Oct 2026
| Item | Qty | GST | Amount |
|---|---|---|---|
| Brand strategy workshop | 1 | 10% | 2,200.00 |
| Website design — stage 2 | 1 | 10% | 2,000.00 |
| Stock photography licence | 1 | 10% | 500.00 |
- Subtotal
- 4,700.00
- GST 10%
- 470.00
- Total AUD
- $5,170.00
Approved by Sam Okafor
Banking and reconciliation
The bank and the books, side by side
Import a statement and match each line to your books, account by account.
- Statement imports as CSV, OFX or QIF
- Suggested matches that you confirm
- Bank rules and transfers between accounts
- The difference to reconcile always in view
Reconcile · Business Everyday
Statement to 30 Sep 2026 · imported from OFX
Bank statementIn your books
COASTLINE DENTAL
26 Sep+3,300.00
INV-0418 · Coastline Dental
MatchedOFFICEWORKS 0412 SYDNEY
26 Sep−186.45
BILL-0187 · Officeworks
Suggested matchConfirmTFR TO BUSINESS SAVER
27 Sep−2,000.00
Transfer · Business Saver
TransferADOBE SYSTEMS
29 Sep−79.99
Software subscriptions · GST
STRIPE PAYOUT
28 Sep+1,284.30
No match yet
To review Create
Statement balance
$41,870.12
Reconciled balance
$40,772.27
Difference
$1,097.85
Reports and GST/BAS
Reports and BAS figures you can open up
BAS figures are prepared from reconciled transactions for you or your registered agent to review and lodge with the ATO.
- Profit and loss, balance sheet and trial balance
- Aged receivables and payables, GST reports and exports
- BAS labels linked back to their transactions
Activity statement · Jul – Sep 2026
Prepared from reconciled transactions
- G1$86,460.00
Total sales
from 142 invoices
- G3$2,310.00
GST-free sales
from 6 invoice lines
- $7,650.00
GST on sales
from 138 invoice lines
- G10$4,400.00
Capital purchases
from 1 bill
- G11$31,350.00
Non-capital purchases
from 96 bills and bank lines
- 1B$3,250.00
GST on purchases
from 97 lines
- Net GST payable (1A − 1B)$4,400.00
Behind 1A · GST on sales
- INV-0421GST 470.00Northshore Physio5,170.00 incl.
- INV-0418GST 300.00Coastline Dental3,300.00 incl.
- INV-0415GST 180.00Bayside Bakery1,980.00 incl.
+ 135 more lines · total $7,650.00
You or your registered agent lodge with the ATO.
Approvals and the ledger
A double-entry ledger with an approval trail
Every journal balances before it posts, and the approval trail stays with it.
- Maker and checker kept apart when you have a team
- One-owner businesses can approve their own work, and Kumry records that they did
- Corrections and reversals recorded, not rewritten
- Each posted entry is linked to the one before, so changes to posted history show up
Journal JNL-0193
Accrue September contractor costs
| Account | Debit | Credit |
|---|---|---|
| 6-410 Contractors | 4,500.00 | |
| 2-150 Accrued expenses | 4,500.00 | |
| Balanced | 4,500.00 | 4,500.00 |
Prepared
29 Sep, 4:12 pm
Mia Chen · Bookkeeper
Submitted for approval
29 Sep, 4:13 pm
Mia Chen
Approved by a second person
30 Sep, 9:05 am
Sam Okafor · Director
Posted to the ledger
30 Sep, 9:05 am
Entry 20419 · linked to entry 20418
Switching
Move from Xero or QuickBooks Online
Bring your books across. A Xero import is checked to balance before you rely on it.
- Chart of accounts, contacts and transaction history
- A Xero import compared with Xero to the cent
- Anything in a Xero import that does not line up flagged for review
- A signed migration certificate for a Xero import
Migration certificate
Harbour & Co Pty Ltd
XeroKumryas at 30 Jun 2026
64
Accounts imported
182
Contacts imported
2,914
Transactions imported
Trial balance comparison
| Account | Xero | Kumry | Diff. |
|---|---|---|---|
| 090Business Everyday | 38,204.55 | 38,204.55 | 0.00 |
| 610Accounts receivable | 19,850.00 | 19,850.00 | 0.00 |
| 800Accounts payable | (9,412.30) | (9,412.30) | 0.00 |
| 820GST | (3,118.00) | (3,118.00) | 0.00 |
| 200Sales | (142,906.40) | (142,906.40) | 0.00 |
| Total debits = credits | 214,630.18 | 214,630.18 | 0.00 |
2 items flagged for review: two contacts share an ABN. Recorded on the certificate.
MC-2026-0630-7F3A SignedSignature valid
Accountants and practices
Your accountant works in the same books
No exporting and re-keying at quarter end: your accountant reviews what you recorded.
- A practice console across clients
- Delegated access controlled by the business
- Advisor codes for connecting with new clients
Practice · Clients
Northgate Accounting (sample practice)
Search clients
- HCBAS ready for review
Harbour & Co Pty Ltd
Jul – Sep 2026
- BB23 lines to reconcile
Bayside Bakery
Business Everyday
- KLUp to date
Kestrel Legal
Reconciled to 29 Sep
- MSAccess granted
Marlow Studio
Delegated by owner
And also
The rest of the toolkit
API keys and webhooks
Issue API keys for your organisation and receive signed outbound webhooks to keep your other systems in step.
Developer access about API keys and webhooksForeign-currency invoices and bills
Invoice customers and record supplier bills in another currency. Kumry converts each at the Reserve Bank of Australia rate for its date and records the exchange gain or loss when it is paid and at period end. Multi-currency is a preview, and says so where you choose a currency.
Recurring transactions
Set up the invoices and bills that repeat, instead of entering them again each time.
Projects and budgets
Track income and costs by project, and compare the year against a budget.
Documents
Attach receipts and documents to transactions. Files are scanned for viruses on upload.
Go deeper
Explore the product
GST and BAS
How BAS figures are prepared, and what you and your agent do with them.
GST and BAS about GST and BASIntegrations
Moving from Xero or QuickBooks Online, statement imports and the API.
Integrations about IntegrationsAI assistance
Suggestions you can review, explanations you can check, decisions that stay with you.
AI assistance about AI assistance
FAQ
Questions people ask
Who is Kumry for?
Australian small businesses and the accountants and bookkeepers who look after them — from sole traders to growing teams with several people approving the work.
Does Kumry lodge my BAS?
No. Kumry prepares your GST and BAS figures from reconciled transactions. You or your registered tax or BAS agent lodge with the ATO. Kumry does not lodge Single Touch Payroll reports.
How do my bank transactions get into Kumry?
You can import bank statements as CSV, OFX or QIF files.
Can I bring my history from Xero or QuickBooks Online?
Yes. Kumry brings across your chart of accounts, contacts and transaction history. For a Xero import, Kumry also compares the imported trial balance with Xero to the cent and issues a signed migration certificate recording what moved and what was flagged.
See Kumry with your own books
Tell us about your business and we will set you up, with a guided setup wizard to walk you through the rest.